Call reports 2012
PEOPLES COMMUNITY BANK — 2012
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 139,746,000 | 142,700,000 | 144,779,000 | 147,790,000 |
| Total loans | 89,753,000 | 88,562,000 | 88,784,000 | 97,258,000 |
| Allowance for loan losses | 2,202,000 | 2,306,000 | 2,352,000 | 2,579,000 |
| Securities available for sale | 31,739,000 | 33,291,000 | 36,577,000 | 38,513,000 |
| Securities held to maturity | 584,000 | 583,000 | 583,000 | 582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,006,000 | 128,818,000 | 130,367,000 | 133,948,000 |
| Interest-bearing deposits | 116,111,000 | 117,135,000 | 118,206,000 | 121,563,000 |
| Noninterest-bearing deposits | 9,895,000 | 11,683,000 | 12,161,000 | 12,385,000 |
| Equity capital | 12,765,000 | 13,278,000 | 13,402,000 | 13,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,073,000 | 4,559,000 | 6,079,000 |
| Interest expense | 280,000 | 550,000 | 826,000 | 1,089,000 |
| Net interest income | 1,281,000 | 2,523,000 | 3,733,000 | 4,990,000 |
| Noninterest income | 161,000 | 307,000 | 456,000 | 560,000 |
| Noninterest expense | 1,125,000 | 2,261,000 | 3,388,000 | 4,586,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 450,000 |
| Pretax income | 330,000 | 588,000 | 889,000 | 834,000 |
| Income tax | 66,000 | 128,000 | 201,000 | 188,000 |
| Net income | 264,000 | 460,000 | 688,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,202,000 | 12,358,000 | 12,547,000 | 12,446,000 |
| Total capital | 13,281,000 | 13,433,000 | 13,629,000 | 13,573,000 |
| Risk-weighted assets | 85,231,000 | 84,744,000 | 85,307,000 | 88,672,000 |