Call reports 2011
PEOPLES COMMUNITY BANK — 2011
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,545,000 | 135,624,000 | 139,234,000 | 139,918,000 |
| Total loans | 90,954,000 | 93,029,000 | 91,617,000 | 90,684,000 |
| Allowance for loan losses | 1,795,000 | 1,787,000 | 1,892,000 | 2,161,000 |
| Securities available for sale | 22,971,000 | 25,968,000 | 27,958,000 | 33,067,000 |
| Securities held to maturity | 1,158,000 | 877,000 | 875,000 | 584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,285,000 | 122,866,000 | 125,778,000 | 126,343,000 |
| Interest-bearing deposits | 110,849,000 | 112,011,000 | 114,655,000 | 115,666,000 |
| Noninterest-bearing deposits | 10,436,000 | 10,855,000 | 11,123,000 | 10,677,000 |
| Equity capital | 11,698,000 | 12,133,000 | 12,666,000 | 12,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,165,000 | 4,744,000 | 6,328,000 |
| Interest expense | 307,000 | 618,000 | 925,000 | 1,218,000 |
| Net interest income | 1,274,000 | 2,547,000 | 3,819,000 | 5,110,000 |
| Noninterest income | 150,000 | 311,000 | 434,000 | 445,000 |
| Noninterest expense | 1,209,000 | 2,408,000 | 3,498,000 | 4,517,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 585,000 |
| Pretax income | 151,000 | 311,000 | 621,000 | 619,000 |
| Income tax | 36,000 | 69,000 | 174,000 | 99,000 |
| Net income | 115,000 | 242,000 | 447,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,689,000 | 11,777,000 | 11,944,000 | 11,977,000 |
| Total capital | 12,756,000 | 12,861,000 | 13,016,000 | 13,066,000 |
| Risk-weighted assets | 84,659,000 | 86,000,000 | 84,891,000 | 86,017,000 |