Call reports 2006
PEOPLES COMMUNITY BANK — 2006
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 107,025,000 | 106,760,000 | 104,336,000 | 105,624,000 |
| Total loans | 88,723,000 | 89,132,000 | 88,846,000 | 90,183,000 |
| Allowance for loan losses | 1,082,000 | 1,101,000 | 1,101,000 | 1,091,000 |
| Securities available for sale | 31,000 | 29,000 | 250,000 | 1,826,000 |
| Securities held to maturity | 3,088,000 | 3,434,000 | 3,437,000 | 1,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,698,000 | 95,125,000 | 92,382,000 | 93,681,000 |
| Interest-bearing deposits | 78,324,000 | 78,565,000 | 77,958,000 | 79,027,000 |
| Noninterest-bearing deposits | 17,374,000 | 16,560,000 | 14,424,000 | 14,654,000 |
| Equity capital | 10,616,000 | 10,871,000 | 11,095,000 | 11,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,339,000 | 5,041,000 | 6,767,000 |
| Interest expense | 386,000 | 803,000 | 1,251,000 | 1,740,000 |
| Net interest income | 1,251,000 | 2,536,000 | 3,790,000 | 5,027,000 |
| Noninterest income | 120,000 | 265,000 | 397,000 | 522,000 |
| Noninterest expense | 948,000 | 1,899,000 | 2,869,000 | 3,786,000 |
| Provision for loan losses | 20,000 | 35,000 | 50,000 | 65,000 |
| Pretax income | 403,000 | 867,000 | 1,268,000 | 1,698,000 |
| Income tax | 125,000 | 250,000 | 345,000 | 550,000 |
| Net income | 278,000 | 617,000 | 923,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,616,000 | 10,871,000 | 11,094,000 | 11,196,000 |
| Total capital | 11,602,000 | 11,863,000 | 12,065,000 | 12,195,000 |
| Risk-weighted assets | 78,752,000 | 79,285,000 | 77,588,000 | 79,845,000 |