Call reports 2002
PEOPLES COMMUNITY BANK — 2002
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 89,397,000 | 88,255,000 | 89,347,000 | 92,802,000 |
| Total loans | 74,255,000 | 76,408,000 | 74,570,000 | 72,114,000 |
| Allowance for loan losses | 742,000 | 781,000 | 867,000 | 895,000 |
| Securities available for sale | 1,032,000 | 2,050,000 | 2,034,000 | 2,040,000 |
| Securities held to maturity | 2,504,000 | 2,479,000 | 2,451,000 | 2,388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,385,000 | 79,950,000 | 80,681,000 | 83,771,000 |
| Interest-bearing deposits | 69,648,000 | 68,639,000 | 70,104,000 | 73,677,000 |
| Noninterest-bearing deposits | 11,737,000 | 11,311,000 | 10,577,000 | 10,094,000 |
| Equity capital | 7,476,000 | 7,686,000 | 7,922,000 | 8,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,031,000 | 4,558,000 | 6,050,000 |
| Interest expense | 582,000 | 1,065,000 | 1,483,000 | 1,896,000 |
| Net interest income | 915,000 | 1,966,000 | 3,075,000 | 4,154,000 |
| Noninterest income | 137,000 | 282,000 | 429,000 | 570,000 |
| Noninterest expense | 712,000 | 1,432,000 | 2,177,000 | 2,942,000 |
| Provision for loan losses | 96,000 | 241,000 | 321,000 | 381,000 |
| Pretax income | 244,000 | 575,000 | 1,006,000 | 1,401,000 |
| Income tax | 45,000 | 125,000 | 240,000 | 435,000 |
| Net income | 199,000 | 450,000 | 766,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,432,000 | 7,621,000 | 7,858,000 | 7,986,000 |
| Total capital | 8,174,000 | 8,402,000 | 8,645,000 | 8,762,000 |
| Risk-weighted assets | 62,811,000 | 63,880,000 | 62,846,000 | 61,939,000 |