Call reports 2001
PEOPLES COMMUNITY BANK — 2001
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 92,070,000 | 93,685,000 | 95,992,000 | 92,054,000 |
| Total loans | 68,449,000 | 67,652,000 | 68,868,000 | 71,525,000 |
| Allowance for loan losses | 696,000 | 695,000 | 662,000 | 705,000 |
| Securities available for sale | 1,367,000 | 1,317,000 | 1,098,000 | 1,045,000 |
| Securities held to maturity | 3,543,000 | 3,257,000 | 2,657,000 | 2,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,033,000 | 85,657,000 | 87,899,000 | 84,098,000 |
| Interest-bearing deposits | 74,135,000 | 76,666,000 | 78,020,000 | 74,910,000 |
| Noninterest-bearing deposits | 9,898,000 | 8,991,000 | 9,879,000 | 9,188,000 |
| Equity capital | 7,287,000 | 7,288,000 | 7,322,000 | 7,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,279,000 | 4,960,000 | 6,526,000 |
| Interest expense | 868,000 | 1,771,000 | 2,683,000 | 3,483,000 |
| Net interest income | 765,000 | 1,508,000 | 2,277,000 | 3,043,000 |
| Noninterest income | 106,000 | 229,000 | 352,000 | 513,000 |
| Noninterest expense | 763,000 | 1,500,000 | 2,241,000 | 2,959,000 |
| Provision for loan losses | 40,000 | 90,000 | 135,000 | 255,000 |
| Pretax income | 68,000 | 147,000 | 253,000 | 342,000 |
| Income tax | 10,000 | 21,000 | 38,000 | 35,000 |
| Net income | 58,000 | 126,000 | 215,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,211,000 | 7,241,000 | 7,268,000 | 7,297,000 |
| Total capital | 7,907,000 | 7,936,000 | 7,930,000 | 8,002,000 |
| Risk-weighted assets | 61,006,000 | 60,097,000 | 61,023,000 | 62,051,000 |