Call reports 2012
MONADNOCK COMMUNITY BANK — 2012
What MONADNOCK COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,210,000 | 75,721,000 | 73,477,000 | 207,000 |
| Total loans | 49,799,000 | 48,156,000 | 46,145,000 | 0 |
| Allowance for loan losses | 718,000 | 674,000 | 583,000 | 0 |
| Securities available for sale | 17,374,000 | 16,330,000 | 15,328,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,490,000 | 42,447,000 | 41,271,000 | 0 |
| Interest-bearing deposits | 42,165,000 | 38,242,000 | 36,915,000 | 0 |
| Noninterest-bearing deposits | 4,325,000 | 4,205,000 | 4,356,000 | 0 |
| Equity capital | 6,694,000 | 6,370,000 | 6,135,000 | 207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,501,000 | 2,187,000 | 2,824,000 |
| Interest expense | 348,000 | 671,000 | 975,000 | 1,251,000 |
| Net interest income | 418,000 | 830,000 | 1,212,000 | 1,573,000 |
| Noninterest income | 47,000 | 86,000 | 121,000 | 138,000 |
| Noninterest expense | 1,009,000 | 1,845,000 | 2,556,000 | 3,628,000 |
| Provision for loan losses | -47,000 | -46,000 | -47,000 | -46,000 |
| Pretax income | -404,000 | -790,000 | -1,083,000 | -1,778,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | -412,000 | -798,000 | -1,091,000 | -1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,561,000 | 6,196,000 | 5,913,000 | 207,000 |
| Total capital | 7,052,000 | 6,675,000 | 6,380,000 | 207,000 |
| Risk-weighted assets | 39,071,000 | 38,133,000 | 37,244,000 | 7,000 |