Call reports 2016
DELAWARE PLACE BANK — 2016
What DELAWARE PLACE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 251,605,000 | 245,785,000 | 233,123,000 | 234,535,000 |
| Total loans | 144,048,000 | 146,441,000 | 154,342,000 | 157,391,000 |
| Allowance for loan losses | 3,060,000 | 3,014,000 | 3,031,000 | 3,028,000 |
| Securities available for sale | 19,052,000 | 39,870,000 | 41,592,000 | 39,370,000 |
| Securities held to maturity | 5,108,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,214,000 | 217,397,000 | 205,385,000 | 207,445,000 |
| Interest-bearing deposits | 175,745,000 | 162,608,000 | 152,276,000 | 145,132,000 |
| Noninterest-bearing deposits | 47,469,000 | 54,789,000 | 53,109,000 | 62,313,000 |
| Equity capital | 24,714,000 | 24,993,000 | 24,765,000 | 24,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,777,000 | 5,632,000 | 7,514,000 |
| Interest expense | 262,000 | 508,000 | 720,000 | 908,000 |
| Net interest income | 1,633,000 | 3,269,000 | 4,912,000 | 6,606,000 |
| Noninterest income | 305,000 | 21,000 | 64,000 | 173,000 |
| Noninterest expense | 1,827,000 | 3,736,000 | 5,687,000 | 7,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 239,000 | -89,000 | -45,000 |
| Income tax | -12,000 | 8,000 | -139,000 | -147,000 |
| Net income | 122,000 | 231,000 | 50,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,163,000 | 18,250,000 | 19,639,000 | 19,538,000 |
| Total capital | 20,465,000 | 20,606,000 | 22,016,000 | 21,917,000 |
| Risk-weighted assets | 181,152,000 | 185,595,000 | 188,520,000 | 188,649,000 |