Call reports 2015
DELAWARE PLACE BANK — 2015
What DELAWARE PLACE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,224,000 | 254,397,000 | 259,667,000 | 265,197,000 |
| Total loans | 164,168,000 | 162,484,000 | 160,296,000 | 151,127,000 |
| Allowance for loan losses | 3,285,000 | 3,331,000 | 3,330,000 | 3,073,000 |
| Securities available for sale | 24,368,000 | 23,082,000 | 22,660,000 | 19,169,000 |
| Securities held to maturity | 4,119,000 | 4,109,000 | 5,129,000 | 5,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,654,000 | 226,618,000 | 232,180,000 | 237,813,000 |
| Interest-bearing deposits | 168,660,000 | 176,678,000 | 180,725,000 | 184,383,000 |
| Noninterest-bearing deposits | 41,994,000 | 49,940,000 | 51,455,000 | 53,430,000 |
| Equity capital | 24,561,000 | 24,379,000 | 24,572,000 | 24,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,151,000 | 4,274,000 | 6,400,000 | 8,394,000 |
| Interest expense | 169,000 | 413,000 | 683,000 | 961,000 |
| Net interest income | 1,982,000 | 3,861,000 | 5,717,000 | 7,433,000 |
| Noninterest income | 88,000 | 120,000 | 234,000 | -255,000 |
| Noninterest expense | 1,780,000 | 3,732,000 | 5,467,000 | 6,820,000 |
| Provision for loan losses | 1,621,000 | 1,666,000 | 1,711,000 | 1,741,000 |
| Pretax income | -1,333,000 | -1,419,000 | -1,229,000 | -1,386,000 |
| Income tax | -539,000 | -603,000 | -578,000 | -625,000 |
| Net income | -794,000 | -816,000 | -651,000 | -761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,589,000 | 18,384,000 | 18,559,000 | 18,480,000 |
| Total capital | 21,098,000 | 20,870,000 | 20,990,000 | 20,831,000 |
| Risk-weighted assets | 197,837,000 | 195,817,000 | 191,380,000 | 185,191,000 |