Call reports 2014
DELAWARE PLACE BANK — 2014
What DELAWARE PLACE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 254,993,000 | 257,609,000 | 239,877,000 | 248,595,000 |
| Total loans | 138,539,000 | 137,899,000 | 145,297,000 | 172,454,000 |
| Allowance for loan losses | 5,397,000 | 5,458,000 | 5,518,000 | 5,627,000 |
| Securities available for sale | 24,226,000 | 24,265,000 | 24,025,000 | 22,746,000 |
| Securities held to maturity | 4,155,000 | 4,146,000 | 4,137,000 | 4,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,243,000 | 229,252,000 | 211,136,000 | 219,117,000 |
| Interest-bearing deposits | 164,605,000 | 161,541,000 | 151,966,000 | 153,231,000 |
| Noninterest-bearing deposits | 61,638,000 | 67,711,000 | 59,170,000 | 65,886,000 |
| Equity capital | 24,665,000 | 24,792,000 | 24,940,000 | 25,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,806,000 | 5,781,000 | 7,855,000 |
| Interest expense | 193,000 | 376,000 | 554,000 | 721,000 |
| Net interest income | 1,661,000 | 3,430,000 | 5,227,000 | 7,134,000 |
| Noninterest income | 116,000 | 240,000 | 353,000 | 477,000 |
| Noninterest expense | 1,770,000 | 3,588,000 | 5,192,000 | 6,992,000 |
| Provision for loan losses | 59,000 | 118,000 | 177,000 | 143,000 |
| Pretax income | -52,000 | -36,000 | 211,000 | 476,000 |
| Income tax | -55,000 | -84,000 | -25,000 | 40,000 |
| Net income | 3,000 | 48,000 | 236,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,188,000 | 18,542,000 | 18,770,000 | 18,806,000 |
| Total capital | 20,356,000 | 20,696,000 | 21,005,000 | 21,355,000 |
| Risk-weighted assets | 170,151,000 | 169,005,000 | 175,547,000 | 200,853,000 |