Call reports 2013
DELAWARE PLACE BANK — 2013
What DELAWARE PLACE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 255,354,000 | 261,496,000 | 250,518,000 | 253,422,000 |
| Total loans | 138,422,000 | 131,690,000 | 132,249,000 | 130,662,000 |
| Allowance for loan losses | 3,022,000 | 3,137,000 | 3,312,000 | 5,334,000 |
| Securities available for sale | 30,708,000 | 30,187,000 | 29,738,000 | 29,415,000 |
| Securities held to maturity | 0 | 0 | 2,217,000 | 3,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,085,000 | 228,789,000 | 218,096,000 | 224,496,000 |
| Interest-bearing deposits | 172,603,000 | 167,666,000 | 164,148,000 | 164,628,000 |
| Noninterest-bearing deposits | 48,482,000 | 61,123,000 | 53,948,000 | 59,868,000 |
| Equity capital | 28,130,000 | 28,038,000 | 27,789,000 | 24,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,100,000 | 4,450,000 | 6,521,000 | 8,557,000 |
| Interest expense | 257,000 | 505,000 | 740,000 | 944,000 |
| Net interest income | 1,843,000 | 3,945,000 | 5,781,000 | 7,613,000 |
| Noninterest income | -9,000 | 120,000 | 242,000 | -255,000 |
| Noninterest expense | 1,702,000 | 3,449,000 | 5,002,000 | 6,742,000 |
| Provision for loan losses | 0 | 255,000 | 425,000 | 5,107,000 |
| Pretax income | 132,000 | 377,000 | 614,000 | -4,473,000 |
| Income tax | 35,000 | 103,000 | 170,000 | -1,803,000 |
| Net income | 97,000 | 274,000 | 444,000 | -2,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,475,000 | 23,945,000 | 23,336,000 | 17,846,000 |
| Total capital | 25,613,000 | 25,988,000 | 25,408,000 | 19,924,000 |
| Risk-weighted assets | 170,090,000 | 162,344,000 | 164,495,000 | 162,981,000 |