Call reports 2012
DELAWARE PLACE BANK — 2012
What DELAWARE PLACE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 243,867,000 | 246,506,000 | 239,596,000 | 250,288,000 |
| Total loans | 159,887,000 | 149,304,000 | 142,799,000 | 141,586,000 |
| Allowance for loan losses | 3,398,000 | 3,581,000 | 2,942,000 | 3,029,000 |
| Securities available for sale | 29,760,000 | 29,172,000 | 30,236,000 | 30,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,908,000 | 211,630,000 | 207,380,000 | 217,619,000 |
| Interest-bearing deposits | 175,574,000 | 173,503,000 | 171,229,000 | 170,707,000 |
| Noninterest-bearing deposits | 33,334,000 | 38,127,000 | 36,151,000 | 46,912,000 |
| Equity capital | 30,241,000 | 30,309,000 | 27,300,000 | 27,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,726,000 | 5,300,000 | 7,693,000 | 10,080,000 |
| Interest expense | 315,000 | 608,000 | 895,000 | 1,178,000 |
| Net interest income | 2,411,000 | 4,692,000 | 6,798,000 | 8,902,000 |
| Noninterest income | 80,000 | 101,000 | 132,000 | 224,000 |
| Noninterest expense | 1,811,000 | 3,483,000 | 5,124,000 | 6,755,000 |
| Provision for loan losses | 250,000 | 500,000 | 650,000 | 750,000 |
| Pretax income | 430,000 | 810,000 | 1,156,000 | 1,621,000 |
| Income tax | 164,000 | 309,000 | 439,000 | 538,000 |
| Net income | 266,000 | 501,000 | 717,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,808,000 | 27,081,000 | 23,916,000 | 24,073,000 |
| Total capital | 29,162,000 | 29,302,000 | 26,067,000 | 26,228,000 |
| Risk-weighted assets | 187,279,000 | 176,264,000 | 171,222,000 | 171,518,000 |