Call reports 2010
DELAWARE PLACE BANK — 2010
What DELAWARE PLACE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 304,769,000 | 293,868,000 | 284,854,000 | 271,662,000 |
| Total loans | 192,133,000 | 179,934,000 | 167,352,000 | 158,790,000 |
| Allowance for loan losses | 3,535,000 | 3,672,000 | 6,284,000 | 6,455,000 |
| Securities available for sale | 66,337,000 | 69,731,000 | 20,264,000 | 57,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,745,000 | 255,752,000 | 246,482,000 | 234,152,000 |
| Interest-bearing deposits | 219,432,000 | 216,042,000 | 212,846,000 | 199,537,000 |
| Noninterest-bearing deposits | 38,314,000 | 39,710,000 | 33,636,000 | 34,615,000 |
| Equity capital | 28,138,000 | 28,335,000 | 29,207,000 | 28,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 6,929,000 | 10,084,000 | 12,939,000 |
| Interest expense | 1,098,000 | 1,972,000 | 2,714,000 | 3,339,000 |
| Net interest income | 2,433,000 | 4,957,000 | 7,370,000 | 9,600,000 |
| Noninterest income | -25,000 | 84,000 | 187,000 | 267,000 |
| Noninterest expense | 2,506,000 | 4,763,000 | 7,367,000 | 9,138,000 |
| Provision for loan losses | 271,000 | 542,000 | 5,813,000 | 6,084,000 |
| Pretax income | 75,000 | 182,000 | -3,464,000 | -3,198,000 |
| Income tax | 27,000 | 0 | -1,555,000 | -1,456,000 |
| Net income | 48,000 | 182,000 | -1,909,000 | -1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,531,000 | 25,664,000 | 27,073,000 | 27,240,000 |
| Total capital | 28,386,000 | 28,323,000 | 29,589,000 | 29,523,000 |
| Risk-weighted assets | 227,697,000 | 211,718,000 | 197,514,000 | 178,492,000 |