Call reports 2009
DELAWARE PLACE BANK — 2009
What DELAWARE PLACE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 296,833,000 | 317,963,000 | 313,156,000 | 309,122,000 |
| Total loans | 201,467,000 | 194,674,000 | 205,479,000 | 204,823,000 |
| Allowance for loan losses | 3,102,000 | 3,111,000 | 3,417,000 | 3,539,000 |
| Securities available for sale | 64,887,000 | 75,454,000 | 81,561,000 | 70,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,685,000 | 253,831,000 | 249,780,000 | 257,991,000 |
| Interest-bearing deposits | 210,320,000 | 226,468,000 | 218,035,000 | 221,303,000 |
| Noninterest-bearing deposits | 23,365,000 | 27,363,000 | 31,745,000 | 36,688,000 |
| Equity capital | 27,987,000 | 26,964,000 | 27,948,000 | 28,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,917,000 | 7,738,000 | 11,607,000 | 15,424,000 |
| Interest expense | 1,853,000 | 3,622,000 | 5,279,000 | 6,730,000 |
| Net interest income | 2,064,000 | 4,116,000 | 6,328,000 | 8,694,000 |
| Noninterest income | 36,000 | 120,000 | -86,000 | -49,000 |
| Noninterest expense | 1,983,000 | 4,085,000 | 6,155,000 | 8,380,000 |
| Provision for loan losses | 135,000 | 284,000 | 878,000 | 1,238,000 |
| Pretax income | 72,000 | -36,000 | 195,000 | 312,000 |
| Income tax | -17,000 | -43,000 | 7,000 | -121,000 |
| Net income | 89,000 | 7,000 | 188,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,438,000 | 25,056,000 | 25,236,000 | 25,482,000 |
| Total capital | 28,426,000 | 28,003,000 | 28,222,000 | 28,486,000 |
| Risk-weighted assets | 238,151,000 | 235,624,000 | 238,405,000 | 239,710,000 |