Call reports 2008
DELAWARE PLACE BANK — 2008
What DELAWARE PLACE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 310,001,000 | 308,445,000 | 303,478,000 | 293,336,000 |
| Total loans | 206,016,000 | 213,866,000 | 211,042,000 | 203,050,000 |
| Allowance for loan losses | 2,504,000 | 2,429,000 | 3,214,000 | 3,581,000 |
| Securities available for sale | 85,343,000 | 78,028,000 | 70,153,000 | 68,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,164,000 | 236,436,000 | 231,579,000 | 231,431,000 |
| Interest-bearing deposits | 224,991,000 | 216,525,000 | 210,603,000 | 210,781,000 |
| Noninterest-bearing deposits | 21,173,000 | 19,911,000 | 20,976,000 | 20,650,000 |
| Equity capital | 31,898,000 | 30,577,000 | 27,878,000 | 27,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,779,000 | 9,203,000 | 13,686,000 | 17,819,000 |
| Interest expense | 2,717,000 | 5,072,000 | 7,183,000 | 9,168,000 |
| Net interest income | 2,062,000 | 4,131,000 | 6,503,000 | 8,651,000 |
| Noninterest income | 82,000 | 184,000 | 343,000 | 465,000 |
| Noninterest expense | 2,020,000 | 3,981,000 | 5,923,000 | 7,393,000 |
| Provision for loan losses | 70,000 | 231,000 | 1,531,000 | 2,128,000 |
| Pretax income | 54,000 | 199,000 | -3,392,000 | -3,285,000 |
| Income tax | -87,000 | -85,000 | -1,564,000 | -1,594,000 |
| Net income | 141,000 | 284,000 | -1,828,000 | -1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,031,000 | 27,973,000 | 25,412,000 | 25,548,000 |
| Total capital | 30,535,000 | 30,402,000 | 28,497,000 | 28,536,000 |
| Risk-weighted assets | 242,328,000 | 250,257,000 | 246,660,000 | 238,466,000 |