Call reports 2007
DELAWARE PLACE BANK — 2007
What DELAWARE PLACE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 321,044,000 | 315,969,000 | 326,454,000 | 318,710,000 |
| Total loans | 220,079,000 | 212,018,000 | 212,158,000 | 216,375,000 |
| Allowance for loan losses | 2,338,000 | 2,358,000 | 2,358,000 | 2,650,000 |
| Securities available for sale | 82,611,000 | 87,128,000 | 88,758,000 | 83,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,853,000 | 262,816,000 | 273,058,000 | 261,047,000 |
| Interest-bearing deposits | 256,318,000 | 242,982,000 | 252,824,000 | 240,197,000 |
| Noninterest-bearing deposits | 17,535,000 | 19,834,000 | 20,234,000 | 20,850,000 |
| Equity capital | 29,544,000 | 29,481,000 | 30,223,000 | 31,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,466,000 | 11,034,000 | 16,206,000 | 21,392,000 |
| Interest expense | 3,092,000 | 6,228,000 | 9,361,000 | 12,492,000 |
| Net interest income | 2,374,000 | 4,806,000 | 6,845,000 | 8,900,000 |
| Noninterest income | 79,000 | 197,000 | 224,000 | 517,000 |
| Noninterest expense | 1,754,000 | 3,615,000 | 5,423,000 | 6,939,000 |
| Provision for loan losses | 33,000 | 117,000 | 173,000 | 550,000 |
| Pretax income | 664,000 | 1,269,000 | 1,473,000 | 1,934,000 |
| Income tax | 183,000 | 344,000 | 341,000 | 426,000 |
| Net income | 481,000 | 925,000 | 1,132,000 | 1,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,863,000 | 27,307,000 | 27,516,000 | 27,890,000 |
| Total capital | 29,201,000 | 29,665,000 | 29,874,000 | 30,540,000 |
| Risk-weighted assets | 255,267,000 | 247,237,000 | 251,548,000 | 253,172,000 |