Call reports 2006
DELAWARE PLACE BANK — 2006
What DELAWARE PLACE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 320,311,000 | 322,623,000 | 311,882,000 | 333,551,000 |
| Total loans | 220,631,000 | 223,858,000 | 213,621,000 | 223,027,000 |
| Allowance for loan losses | 2,256,000 | 2,407,000 | 2,461,000 | 2,402,000 |
| Securities available for sale | 74,127,000 | 72,946,000 | 80,817,000 | 90,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,240,000 | 280,364,000 | 274,012,000 | 275,250,000 |
| Interest-bearing deposits | 253,315,000 | 252,570,000 | 253,264,000 | 254,644,000 |
| Noninterest-bearing deposits | 21,925,000 | 27,793,000 | 20,748,000 | 20,606,000 |
| Equity capital | 26,053,000 | 26,671,000 | 27,899,000 | 28,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,279,000 | 10,850,000 | 16,368,000 | 21,858,000 |
| Interest expense | 2,474,000 | 5,044,000 | 7,847,000 | 10,849,000 |
| Net interest income | 2,805,000 | 5,806,000 | 8,521,000 | 11,009,000 |
| Noninterest income | 41,000 | 144,000 | 234,000 | 365,000 |
| Noninterest expense | 1,655,000 | 3,329,000 | 4,957,000 | 6,369,000 |
| Provision for loan losses | 172,000 | 366,000 | 461,000 | 461,000 |
| Pretax income | 1,019,000 | 2,255,000 | 3,337,000 | 4,545,000 |
| Income tax | 339,000 | 764,000 | 1,125,000 | 1,508,000 |
| Net income | 680,000 | 1,491,000 | 2,212,000 | 3,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,025,000 | 24,836,000 | 25,558,000 | 26,382,000 |
| Total capital | 26,281,000 | 27,243,000 | 28,019,000 | 28,784,000 |
| Risk-weighted assets | 251,698,000 | 254,126,000 | 243,286,000 | 258,918,000 |