Call reports 2005
DELAWARE PLACE BANK — 2005
What DELAWARE PLACE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 268,030,000 | 293,613,000 | 305,104,000 | 325,427,000 |
| Total loans | 182,566,000 | 195,168,000 | 216,542,000 | 212,572,000 |
| Allowance for loan losses | 2,005,000 | 2,078,000 | 2,093,000 | 2,150,000 |
| Securities available for sale | 66,911,000 | 81,090,000 | 72,652,000 | 73,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,282,000 | 246,181,000 | 249,537,000 | 278,003,000 |
| Interest-bearing deposits | 207,525,000 | 227,091,000 | 229,782,000 | 255,400,000 |
| Noninterest-bearing deposits | 16,757,000 | 19,090,000 | 19,755,000 | 22,603,000 |
| Equity capital | 21,349,000 | 22,825,000 | 24,987,000 | 25,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,880,000 | 8,049,000 | 12,533,000 | 17,463,000 |
| Interest expense | 1,352,000 | 2,979,000 | 4,880,000 | 7,131,000 |
| Net interest income | 2,528,000 | 5,070,000 | 7,653,000 | 10,332,000 |
| Noninterest income | 124,000 | 236,000 | 289,000 | 391,000 |
| Noninterest expense | 1,662,000 | 3,232,000 | 4,774,000 | 6,134,000 |
| Provision for loan losses | 179,000 | 322,000 | 468,000 | 600,000 |
| Pretax income | 862,000 | 1,803,000 | 2,751,000 | 4,040,000 |
| Income tax | 280,000 | 584,000 | 894,000 | 1,340,000 |
| Net income | 582,000 | 1,219,000 | 1,857,000 | 2,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,985,000 | 20,123,000 | 22,502,000 | 23,345,000 |
| Total capital | 20,990,000 | 22,201,000 | 24,595,000 | 25,495,000 |
| Risk-weighted assets | 203,013,000 | 224,999,000 | 243,792,000 | 246,980,000 |