Call reports 2004
DELAWARE PLACE BANK — 2004
What DELAWARE PLACE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 231,443,000 | 236,684,000 | 259,872,000 | 264,503,000 |
| Total loans | 155,459,000 | 165,227,000 | 177,250,000 | 174,891,000 |
| Allowance for loan losses | 1,687,000 | 1,737,000 | 1,867,000 | 1,913,000 |
| Securities available for sale | 47,918,000 | 49,933,000 | 62,059,000 | 70,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,195,000 | 183,074,000 | 210,347,000 | 215,791,000 |
| Interest-bearing deposits | 165,917,000 | 166,018,000 | 193,158,000 | 198,512,000 |
| Noninterest-bearing deposits | 17,278,000 | 17,056,000 | 17,190,000 | 17,279,000 |
| Equity capital | 20,494,000 | 20,245,000 | 21,345,000 | 21,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,220,000 | 6,520,000 | 9,957,000 | 13,642,000 |
| Interest expense | 861,000 | 1,791,000 | 2,888,000 | 4,212,000 |
| Net interest income | 2,359,000 | 4,729,000 | 7,069,000 | 9,430,000 |
| Noninterest income | 87,000 | 199,000 | 301,000 | 406,000 |
| Noninterest expense | 1,606,000 | 3,141,000 | 4,593,000 | 6,037,000 |
| Provision for loan losses | 144,000 | 287,000 | 470,000 | 566,000 |
| Pretax income | 696,000 | 1,523,000 | 2,330,000 | 3,282,000 |
| Income tax | 234,000 | 517,000 | 792,000 | 1,118,000 |
| Net income | 462,000 | 1,006,000 | 1,538,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,789,000 | 17,333,000 | 18,036,000 | 18,534,000 |
| Total capital | 18,476,000 | 19,070,000 | 19,903,000 | 20,447,000 |
| Risk-weighted assets | 172,772,000 | 185,070,000 | 196,256,000 | 196,986,000 |