Call reports 2003
DELAWARE PLACE BANK — 2003
What DELAWARE PLACE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 210,095,000 | 218,739,000 | 216,400,000 | 219,009,000 |
| Total loans | 137,487,000 | 141,576,000 | 139,111,000 | 146,695,000 |
| Allowance for loan losses | 1,638,000 | 1,706,000 | 1,667,000 | 1,644,000 |
| Securities available for sale | 49,432,000 | 51,015,000 | 52,184,000 | 50,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,663,000 | 176,573,000 | 177,454,000 | 172,376,000 |
| Interest-bearing deposits | 157,456,000 | 159,856,000 | 161,038,000 | 155,819,000 |
| Noninterest-bearing deposits | 14,207,000 | 16,717,000 | 16,416,000 | 16,557,000 |
| Equity capital | 19,013,000 | 19,727,000 | 19,695,000 | 19,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,169,000 | 9,150,000 | 12,205,000 |
| Interest expense | 1,099,000 | 2,163,000 | 3,108,000 | 3,957,000 |
| Net interest income | 1,962,000 | 4,006,000 | 6,042,000 | 8,248,000 |
| Noninterest income | 104,000 | 248,000 | 357,000 | 468,000 |
| Noninterest expense | 1,423,000 | 2,825,000 | 4,235,000 | 5,706,000 |
| Provision for loan losses | 175,000 | 351,000 | 411,000 | 491,000 |
| Pretax income | 468,000 | 1,078,000 | 1,914,000 | 2,696,000 |
| Income tax | 153,000 | 349,000 | 633,000 | 895,000 |
| Net income | 315,000 | 729,000 | 1,281,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,250,000 | 15,665,000 | 16,137,000 | 16,457,000 |
| Total capital | 16,888,000 | 17,371,000 | 17,804,000 | 18,101,000 |
| Risk-weighted assets | 156,015,000 | 160,506,000 | 157,506,000 | 162,614,000 |