Call reports 2002
DELAWARE PLACE BANK — 2002
What DELAWARE PLACE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 183,760,000 | 215,619,000 | 214,474,000 | 203,411,000 |
| Total loans | 125,535,000 | 134,622,000 | 140,225,000 | 138,055,000 |
| Allowance for loan losses | 1,289,000 | 1,369,000 | 1,469,000 | 1,574,000 |
| Securities available for sale | 42,770,000 | 61,923,000 | 57,177,000 | 50,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,466,000 | 185,657,000 | 183,040,000 | 169,357,000 |
| Interest-bearing deposits | 142,589,000 | 172,406,000 | 167,843,000 | 153,042,000 |
| Noninterest-bearing deposits | 11,877,000 | 13,251,000 | 15,197,000 | 16,315,000 |
| Equity capital | 16,000,000 | 16,859,000 | 18,568,000 | 18,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,969,000 | 6,123,000 | 9,468,000 | 12,470,000 |
| Interest expense | 1,291,000 | 2,731,000 | 4,170,000 | 5,355,000 |
| Net interest income | 1,678,000 | 3,392,000 | 5,298,000 | 7,115,000 |
| Noninterest income | 89,000 | 189,000 | 347,000 | 511,000 |
| Noninterest expense | 1,208,000 | 2,443,000 | 3,679,000 | 5,046,000 |
| Provision for loan losses | 145,000 | 351,000 | 566,000 | 803,000 |
| Pretax income | 416,000 | 792,000 | 1,420,000 | 1,831,000 |
| Income tax | 148,000 | 280,000 | 502,000 | 527,000 |
| Net income | 268,000 | 512,000 | 918,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,360,000 | 13,603,000 | 14,611,000 | 14,996,000 |
| Total capital | 14,649,000 | 14,972,000 | 16,080,000 | 16,570,000 |
| Risk-weighted assets | 138,930,000 | 154,309,000 | 160,246,000 | 154,959,000 |