Call reports 2025
AXOS BANK — 2025
What AXOS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,099,500,000 | 23,895,495,000 | 26,345,444,000 | 27,205,173,000 |
| Total loans | 19,528,875,000 | 20,030,804,000 | 21,607,455,000 | 23,513,811,000 |
| Allowance for loan losses | 236,155,000 | 255,527,000 | 260,641,000 | 271,271,000 |
| Securities available for sale | 919,749,000 | 1,285,741,000 | 1,177,693,000 | 1,688,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,330,952,000 | 21,039,550,000 | 22,618,072,000 | 23,506,039,000 |
| Interest-bearing deposits | 17,300,195,000 | 17,862,866,000 | 19,193,384,000 | 20,173,224,000 |
| Noninterest-bearing deposits | 3,030,757,000 | 3,176,684,000 | 3,424,688,000 | 3,332,815,000 |
| Equity capital | 2,432,508,000 | 2,477,714,000 | 2,534,572,000 | 2,604,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 419,870,000 | 848,816,000 | 1,308,755,000 | 1,814,832,000 |
| Interest expense | 153,067,000 | 310,363,000 | 480,110,000 | 656,554,000 |
| Net interest income | 266,803,000 | 538,453,000 | 828,645,000 | 1,158,278,000 |
| Noninterest income | 6,639,000 | 14,015,000 | 20,270,000 | 43,866,000 |
| Noninterest expense | 118,178,000 | 240,282,000 | 368,320,000 | 517,526,000 |
| Provision for loan losses | 26,701,000 | 57,866,000 | 60,851,000 | 74,000,000 |
| Pretax income | 127,813,000 | 256,744,000 | 420,198,000 | 608,435,000 |
| Income tax | 38,485,000 | 78,825,000 | 122,771,000 | 172,150,000 |
| Net income | 89,328,000 | 177,919,000 | 297,427,000 | 436,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,309,183,000 | 2,360,284,000 | 2,353,481,000 | 2,457,688,000 |
| Total capital | 2,533,116,000 | 2,603,589,000 | 2,612,329,000 | 2,734,036,000 |
| Risk-weighted assets | 18,933,142,000 | 19,003,094,000 | 20,701,053,000 | 22,104,988,000 |