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Call reports 2023

AXOS BANK — 2023

What AXOS BANK reported to the FFIEC in 2023, quarter by quarter.

PERIOD: 2023SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/93c79504-0549-4053-9795-9b03a25ca298/2023

Balance sheet

What the bank holds and owes at quarter end

Measure2023Q12023Q22023Q32023Q4
Total assets18,940,261,00019,396,167,00019,929,317,00020,746,963,000
Total loans15,983,964,00016,625,741,00017,113,116,00017,602,636,000
Allowance for loan losses161,109,000166,496,000170,685,000176,821,000
Securities available for sale286,742,000239,382,000242,844,0001,081,635,000
Securities held to maturity0000
Trading assets0000
Total deposits16,864,643,00017,259,874,00017,719,175,00018,304,385,000
Interest-bearing deposits13,636,857,00014,301,427,00014,765,229,00015,380,807,000
Noninterest-bearing deposits3,227,786,0002,958,447,0002,953,946,0002,923,578,000
Equity capital1,835,784,0001,884,526,0001,933,466,0002,075,342,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2023Q12023Q22023Q32023Q4
Interest income303,434,000646,972,0001,007,158,0001,404,014,000
Interest expense102,942,000240,687,000387,351,000548,088,000
Net interest income200,492,000406,285,000619,807,000855,926,000
Noninterest income6,257,00012,245,00019,611,00065,429,000
Noninterest expense98,067,000193,349,000293,250,000393,590,000
Provision for loan losses5,500,00012,500,00018,250,000-43,995,000
Pretax income103,182,000212,681,000326,668,000569,510,000
Income tax31,509,00061,230,00096,454,000169,859,000
Net income71,673,000151,451,000230,214,000399,651,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2023Q12023Q22023Q32023Q4
Tier 1 capital1,815,426,0001,866,705,0001,908,523,0002,008,453,000
Total capital1,950,340,0002,007,006,0002,066,485,0002,173,550,000
Risk-weighted assets15,723,904,00016,054,634,00016,311,112,00016,713,357,000

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