Call reports 2020
AXOS BANK — 2020
What AXOS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 11,543,844,000 | 13,018,814,000 | 12,426,062,000 | 13,301,163,000 |
| Total loans | 10,445,995,000 | 10,752,227,000 | 11,116,158,000 | 11,778,589,000 |
| Allowance for loan losses | 86,913,000 | 75,623,000 | 132,731,000 | 136,213,000 |
| Securities available for sale | 229,476,000 | 222,798,000 | 234,667,000 | 238,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,593,749,000 | 11,363,443,000 | 10,755,592,000 | 11,667,556,000 |
| Interest-bearing deposits | 7,259,039,000 | 9,412,099,000 | 8,710,110,000 | 9,439,562,000 |
| Noninterest-bearing deposits | 2,334,710,000 | 1,951,344,000 | 2,045,482,000 | 2,227,994,000 |
| Equity capital | 1,096,056,000 | 1,148,527,000 | 1,149,528,000 | 1,204,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 184,277,000 | 326,400,000 | 474,446,000 | 628,349,000 |
| Interest expense | 35,242,000 | 61,005,000 | 82,127,000 | 99,900,000 |
| Net interest income | 149,035,000 | 265,395,000 | 392,319,000 | 528,449,000 |
| Noninterest income | 21,134,000 | 42,553,000 | 69,032,000 | 87,389,000 |
| Noninterest expense | 56,199,000 | 112,963,000 | 174,364,000 | 236,862,000 |
| Provision for loan losses | 28,500,000 | 35,000,000 | 46,800,000 | 54,800,000 |
| Pretax income | 85,470,000 | 159,985,000 | 240,187,000 | 324,176,000 |
| Income tax | 25,365,000 | 49,320,000 | 72,798,000 | 98,221,000 |
| Net income | 60,105,000 | 110,665,000 | 167,389,000 | 225,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,027,802,000 | 1,080,455,000 | 1,106,486,000 | 1,163,874,000 |
| Total capital | 1,114,988,000 | 1,156,401,000 | 1,205,726,000 | 1,263,842,000 |
| Risk-weighted assets | 8,848,773,000 | 9,160,366,000 | 9,479,260,000 | 10,162,811,000 |