Call reports 2019
AXOS BANK — 2019
What AXOS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 10,166,062,000 | 10,566,813,000 | 10,877,719,000 | 11,550,782,000 |
| Total loans | 9,189,166,000 | 9,477,258,000 | 9,886,594,000 | 10,181,741,000 |
| Allowance for loan losses | 71,746,000 | 57,085,000 | 59,227,000 | 59,317,000 |
| Securities available for sale | 217,464,000 | 225,828,000 | 186,121,000 | 250,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,676,071,000 | 9,012,712,000 | 9,254,495,000 | 10,149,373,000 |
| Interest-bearing deposits | 6,907,624,000 | 7,566,809,000 | 7,730,925,000 | 7,529,209,000 |
| Noninterest-bearing deposits | 1,768,447,000 | 1,445,903,000 | 1,523,570,000 | 2,620,164,000 |
| Equity capital | 979,704,000 | 1,009,678,000 | 1,034,796,000 | 1,064,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 167,242,000 | 305,780,000 | 448,543,000 | 594,843,000 |
| Interest expense | 38,134,000 | 76,857,000 | 117,481,000 | 154,957,000 |
| Net interest income | 129,108,000 | 228,923,000 | 331,062,000 | 439,886,000 |
| Noninterest income | 18,924,000 | 31,726,000 | 44,933,000 | 57,705,000 |
| Noninterest expense | 51,337,000 | 100,406,000 | 151,123,000 | 204,408,000 |
| Provision for loan losses | 19,000,000 | 21,800,000 | 24,500,000 | 29,000,000 |
| Pretax income | 76,874,000 | 138,464,000 | 200,393,000 | 264,204,000 |
| Income tax | 22,431,000 | 39,580,000 | 56,908,000 | 75,484,000 |
| Net income | 54,443,000 | 98,884,000 | 143,485,000 | 188,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 901,659,000 | 932,367,000 | 958,234,000 | 990,603,000 |
| Total capital | 973,651,000 | 989,679,000 | 1,017,688,000 | 1,050,164,000 |
| Risk-weighted assets | 7,313,872,000 | 7,679,732,000 | 8,166,749,000 | 8,573,539,000 |