Call reports 2018
AXOS BANK — 2018
What AXOS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 9,973,708,000 | 9,531,165,000 | 9,771,003,000 | 9,796,674,000 |
| Total loans | 8,161,818,000 | 8,519,181,000 | 8,741,596,000 | 9,089,829,000 |
| Allowance for loan losses | 62,054,000 | 49,151,000 | 50,120,000 | 53,706,000 |
| Securities available for sale | 173,186,000 | 180,305,000 | 202,727,000 | 216,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,009,437,000 | 8,093,434,000 | 6,180,067,000 | 8,421,608,000 |
| Interest-bearing deposits | 6,490,662,000 | 7,072,697,000 | 5,309,739,000 | 7,411,861,000 |
| Noninterest-bearing deposits | 1,518,775,000 | 1,020,737,000 | 870,328,000 | 1,009,747,000 |
| Equity capital | 924,365,000 | 905,159,000 | 942,097,000 | 955,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 147,305,000 | 268,369,000 | 394,311,000 | 529,074,000 |
| Interest expense | 27,377,000 | 58,396,000 | 94,180,000 | 131,936,000 |
| Net interest income | 119,928,000 | 209,973,000 | 300,131,000 | 397,138,000 |
| Noninterest income | 21,342,000 | 35,947,000 | 49,589,000 | 63,061,000 |
| Noninterest expense | 40,421,000 | 81,769,000 | 126,682,000 | 172,056,000 |
| Provision for loan losses | 16,900,000 | 20,800,000 | 21,400,000 | 26,350,000 |
| Pretax income | 83,695,000 | 143,097,000 | 201,251,000 | 261,406,000 |
| Income tax | 28,813,000 | 46,950,000 | 63,371,000 | 80,254,000 |
| Net income | 54,882,000 | 96,147,000 | 137,880,000 | 181,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 925,507,000 | 837,985,000 | 875,364,000 | 875,950,000 |
| Total capital | 987,722,000 | 887,297,000 | 925,660,000 | 929,882,000 |
| Risk-weighted assets | 6,180,455,000 | 6,686,634,000 | 6,900,406,000 | 7,265,170,000 |