Call reports 2017
AXOS BANK — 2017
What AXOS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 8,693,827,000 | 8,496,387,000 | 8,573,575,000 | 8,908,994,000 |
| Total loans | 7,088,962,000 | 7,440,703,000 | 7,584,072,000 | 7,951,579,000 |
| Allowance for loan losses | 45,987,000 | 40,832,000 | 42,099,000 | 45,606,000 |
| Securities available for sale | 368,212,000 | 264,457,000 | 219,705,000 | 191,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,421,000 | 8,326,000 | 0 | 0 |
| Total deposits | 6,881,182,000 | 6,980,862,000 | 7,257,678,000 | 7,446,005,000 |
| Interest-bearing deposits | 5,715,451,000 | 6,130,221,000 | 6,295,161,000 | 6,536,401,000 |
| Noninterest-bearing deposits | 1,165,731,000 | 850,641,000 | 962,517,000 | 909,604,000 |
| Equity capital | 769,283,000 | 804,803,000 | 837,365,000 | 872,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 109,913,000 | 210,286,000 | 316,537,000 | 427,029,000 |
| Interest expense | 17,668,000 | 36,944,000 | 59,093,000 | 81,942,000 |
| Net interest income | 92,245,000 | 173,342,000 | 257,444,000 | 345,087,000 |
| Noninterest income | 20,271,000 | 31,127,000 | 41,726,000 | 56,383,000 |
| Noninterest expense | 30,568,000 | 62,255,000 | 95,571,000 | 131,470,000 |
| Provision for loan losses | 4,862,000 | 5,062,000 | 6,062,000 | 10,062,000 |
| Pretax income | 77,031,000 | 137,967,000 | 198,352,000 | 260,547,000 |
| Income tax | 32,834,000 | 58,300,000 | 83,567,000 | 109,776,000 |
| Net income | 44,197,000 | 79,667,000 | 114,785,000 | 150,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 770,451,000 | 804,317,000 | 837,838,000 | 872,225,000 |
| Total capital | 816,560,000 | 845,278,000 | 880,066,000 | 917,497,000 |
| Risk-weighted assets | 5,486,168,000 | 5,645,113,000 | 5,700,159,000 | 6,024,126,000 |