Call reports 2016
AXOS BANK — 2016
What AXOS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 7,696,924,000 | 7,593,583,000 | 7,848,044,000 | 8,162,097,000 |
| Total loans | 6,174,264,000 | 6,444,869,000 | 6,638,674,000 | 6,902,260,000 |
| Allowance for loan losses | 36,931,000 | 35,826,000 | 37,596,000 | 40,928,000 |
| Securities available for sale | 278,621,000 | 265,435,000 | 444,428,000 | 379,685,000 |
| Securities held to maturity | 211,294,000 | 199,173,000 | 0 | 0 |
| Trading assets | 7,589,000 | 7,584,000 | 7,695,000 | 8,151,000 |
| Total deposits | 6,125,893,000 | 6,121,434,000 | 6,401,012,000 | 6,690,234,000 |
| Interest-bearing deposits | 5,211,394,000 | 5,531,438,000 | 5,807,393,000 | 6,055,170,000 |
| Noninterest-bearing deposits | 914,499,000 | 589,996,000 | 593,619,000 | 635,064,000 |
| Equity capital | 625,549,000 | 657,119,000 | 694,912,000 | 725,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 85,992,000 | 174,147,000 | 263,464,000 | 359,207,000 |
| Interest expense | 14,439,000 | 30,676,000 | 47,609,000 | 64,789,000 |
| Net interest income | 71,553,000 | 143,471,000 | 215,855,000 | 294,418,000 |
| Noninterest income | 21,624,000 | 36,652,000 | 48,522,000 | 63,164,000 |
| Noninterest expense | 25,662,000 | 55,135,000 | 84,114,000 | 112,939,000 |
| Provision for loan losses | 2,000,000 | 3,900,000 | 5,800,000 | 9,900,000 |
| Pretax income | 65,492,000 | 121,157,000 | 175,402,000 | 235,953,000 |
| Income tax | 27,246,000 | 50,670,000 | 73,413,000 | 98,841,000 |
| Net income | 38,246,000 | 70,487,000 | 101,989,000 | 137,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 633,788,000 | 664,427,000 | 694,329,000 | 727,854,000 |
| Total capital | 670,833,000 | 700,368,000 | 732,048,000 | 768,905,000 |
| Risk-weighted assets | 4,584,229,000 | 4,747,496,000 | 4,955,559,000 | 5,168,541,000 |