Call reports 2015
AXOS BANK — 2015
What AXOS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,523,356,000 | 5,817,321,000 | 6,250,058,000 | 6,656,748,000 |
| Total loans | 4,775,160,000 | 5,060,226,000 | 5,362,662,000 | 5,770,463,000 |
| Allowance for loan losses | 25,455,000 | 28,327,000 | 31,078,000 | 35,071,000 |
| Securities available for sale | 166,847,000 | 163,158,000 | 164,145,000 | 228,367,000 |
| Securities held to maturity | 233,933,000 | 225,555,000 | 221,573,000 | 215,963,000 |
| Trading assets | 7,738,000 | 7,832,000 | 7,902,000 | 7,706,000 |
| Total deposits | 4,379,616,000 | 4,474,646,000 | 4,782,159,000 | 5,226,564,000 |
| Interest-bearing deposits | 4,131,886,000 | 4,165,032,000 | 4,362,375,000 | 4,719,466,000 |
| Noninterest-bearing deposits | 247,730,000 | 309,614,000 | 419,784,000 | 507,098,000 |
| Equity capital | 489,394,000 | 513,701,000 | 548,263,000 | 587,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 64,320,000 | 134,828,000 | 208,350,000 | 285,358,000 |
| Interest expense | 12,221,000 | 24,661,000 | 37,154,000 | 49,282,000 |
| Net interest income | 52,099,000 | 110,167,000 | 171,196,000 | 236,076,000 |
| Noninterest income | 7,606,000 | 15,541,000 | 23,585,000 | 37,237,000 |
| Noninterest expense | 18,222,000 | 36,938,000 | 57,154,000 | 81,326,000 |
| Provision for loan losses | 2,900,000 | 5,800,000 | 8,200,000 | 11,600,000 |
| Pretax income | 37,877,000 | 82,103,000 | 128,442,000 | 179,974,000 |
| Income tax | 15,582,000 | 34,072,000 | 53,328,000 | 74,996,000 |
| Net income | 22,295,000 | 48,031,000 | 75,114,000 | 104,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 497,807,000 | 522,891,000 | 556,327,000 | 595,540,000 |
| Total capital | 523,262,000 | 551,218,000 | 587,405,000 | 630,714,000 |
| Risk-weighted assets | 3,374,797,000 | 3,585,148,000 | 3,723,889,000 | 4,148,652,000 |