Call reports 2014
AXOS BANK — 2014
What AXOS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,846,581,000 | 4,398,692,000 | 4,820,464,000 | 5,190,392,000 |
| Total loans | 3,182,035,000 | 3,686,551,000 | 4,070,356,000 | 4,457,928,000 |
| Allowance for loan losses | 15,993,000 | 18,373,000 | 20,495,000 | 23,187,000 |
| Securities available for sale | 206,073,000 | 214,690,000 | 205,499,000 | 176,812,000 |
| Securities held to maturity | 253,276,000 | 247,729,000 | 243,402,000 | 238,392,000 |
| Trading assets | 7,599,000 | 8,066,000 | 8,187,000 | 7,862,000 |
| Total deposits | 2,836,681,000 | 3,044,585,000 | 3,263,427,000 | 4,008,459,000 |
| Interest-bearing deposits | 2,705,123,000 | 2,857,246,000 | 3,056,869,000 | 3,741,152,000 |
| Noninterest-bearing deposits | 131,558,000 | 187,339,000 | 206,558,000 | 267,307,000 |
| Equity capital | 339,125,000 | 372,074,000 | 413,023,000 | 451,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 45,866,000 | 96,708,000 | 152,927,000 | 213,651,000 |
| Interest expense | 9,473,000 | 19,089,000 | 28,984,000 | 39,913,000 |
| Net interest income | 36,393,000 | 77,619,000 | 123,943,000 | 173,738,000 |
| Noninterest income | 5,260,000 | 9,903,000 | 14,887,000 | 19,565,000 |
| Noninterest expense | 13,029,000 | 27,304,000 | 43,019,000 | 59,941,000 |
| Provision for loan losses | 1,600,000 | 3,850,000 | 6,350,000 | 9,250,000 |
| Pretax income | 26,307,000 | 55,013,000 | 86,895,000 | 121,855,000 |
| Income tax | 10,900,000 | 22,721,000 | 35,765,000 | 50,194,000 |
| Net income | 15,407,000 | 32,292,000 | 51,130,000 | 71,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 350,507,000 | 382,441,000 | 421,280,000 | 460,161,000 |
| Total capital | 366,500,000 | 400,814,000 | 441,775,000 | 483,348,000 |
| Risk-weighted assets | 2,322,003,000 | 2,653,020,000 | 2,856,704,000 | 3,077,159,000 |