Call reports 2013
AXOS BANK — 2013
What AXOS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,959,484,000 | 3,088,864,000 | 3,281,813,000 | 3,564,057,000 |
| Total loans | 2,305,057,000 | 2,348,060,000 | 2,518,433,000 | 2,879,854,000 |
| Allowance for loan losses | 12,287,000 | 14,182,000 | 14,546,000 | 15,200,000 |
| Securities available for sale | 159,390,000 | 185,501,000 | 219,911,000 | 211,231,000 |
| Securities held to maturity | 280,908,000 | 275,691,000 | 267,670,000 | 258,955,000 |
| Trading assets | 7,194,000 | 7,111,000 | 7,734,000 | 7,546,000 |
| Total deposits | 2,119,867,000 | 2,110,340,000 | 2,208,278,000 | 2,406,216,000 |
| Interest-bearing deposits | 2,031,337,000 | 2,028,138,000 | 2,114,948,000 | 2,288,108,000 |
| Noninterest-bearing deposits | 88,530,000 | 82,202,000 | 93,330,000 | 118,108,000 |
| Equity capital | 249,412,000 | 257,269,000 | 270,133,000 | 310,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 35,548,000 | 73,684,000 | 111,046,000 | 153,787,000 |
| Interest expense | 8,403,000 | 16,833,000 | 25,039,000 | 33,409,000 |
| Net interest income | 27,145,000 | 56,851,000 | 86,007,000 | 120,378,000 |
| Noninterest income | 5,864,000 | 13,265,000 | 19,492,000 | 24,517,000 |
| Noninterest expense | 12,599,000 | 26,552,000 | 39,733,000 | 53,735,000 |
| Provision for loan losses | 1,550,000 | 3,050,000 | 3,550,000 | 4,550,000 |
| Pretax income | 18,744,000 | 39,032,000 | 60,369,000 | 83,892,000 |
| Income tax | 7,659,000 | 16,082,000 | 24,482,000 | 33,996,000 |
| Net income | 11,085,000 | 22,950,000 | 35,887,000 | 49,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,889,000 | 268,104,000 | 280,391,000 | 322,750,000 |
| Total capital | 269,176,000 | 282,286,000 | 294,937,000 | 337,950,000 |
| Risk-weighted assets | 1,821,580,000 | 1,846,890,000 | 1,913,922,000 | 2,147,957,000 |