Call reports 2012
AXOS BANK — 2012
What AXOS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,279,302,000 | 2,385,431,000 | 2,615,952,000 | 2,872,587,000 |
| Total loans | 1,693,648,000 | 1,809,354,000 | 2,045,141,000 | 2,263,909,000 |
| Allowance for loan losses | 8,355,000 | 9,636,000 | 10,171,000 | 11,449,000 |
| Securities available for sale | 170,379,000 | 164,104,000 | 160,301,000 | 167,122,000 |
| Securities held to maturity | 328,528,000 | 313,033,000 | 300,038,000 | 288,452,000 |
| Trading assets | 5,983,000 | 5,838,000 | 6,439,000 | 6,735,000 |
| Total deposits | 1,594,208,000 | 1,627,514,000 | 1,863,773,000 | 1,978,187,000 |
| Interest-bearing deposits | 1,582,571,000 | 1,614,692,000 | 1,852,123,000 | 1,960,248,000 |
| Noninterest-bearing deposits | 11,637,000 | 12,822,000 | 11,650,000 | 17,939,000 |
| Equity capital | 191,317,000 | 201,034,000 | 208,689,000 | 238,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 29,619,000 | 60,402,000 | 91,856,000 | 126,492,000 |
| Interest expense | 8,984,000 | 17,366,000 | 25,748,000 | 34,442,000 |
| Net interest income | 20,635,000 | 43,036,000 | 66,108,000 | 92,050,000 |
| Noninterest income | 4,809,000 | 8,845,000 | 15,813,000 | 21,877,000 |
| Noninterest expense | 8,299,000 | 16,955,000 | 27,423,000 | 39,047,000 |
| Provision for loan losses | 2,000,000 | 4,100,000 | 6,650,000 | 8,600,000 |
| Pretax income | 13,934,000 | 29,335,000 | 45,483,000 | 63,095,000 |
| Income tax | 5,641,000 | 11,924,000 | 18,478,000 | 25,676,000 |
| Net income | 8,293,000 | 17,411,000 | 27,005,000 | 37,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,977,000 | 206,447,000 | 215,390,000 | 245,804,000 |
| Total capital | 200,332,000 | 216,083,000 | 225,561,000 | 257,253,000 |
| Risk-weighted assets | 1,422,306,000 | 1,508,502,000 | 1,678,240,000 | 1,762,214,000 |