Call reports 2025
FORWARD BANK — 2025
What FORWARD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,103,516,000 | 1,124,619,000 | 1,138,188,000 | 1,180,052,000 |
| Total loans | 814,923,000 | 831,463,000 | 840,693,000 | 869,675,000 |
| Allowance for loan losses | 7,973,000 | 8,248,000 | 8,181,000 | 8,369,000 |
| Securities available for sale | 182,055,000 | 188,153,000 | 193,158,000 | 200,407,000 |
| Securities held to maturity | 263,000 | 263,000 | 263,000 | 263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 948,037,000 | 947,319,000 | 961,932,000 | 999,819,000 |
| Interest-bearing deposits | 720,438,000 | 717,380,000 | 725,357,000 | 752,768,000 |
| Noninterest-bearing deposits | 227,599,000 | 229,939,000 | 236,575,000 | 247,051,000 |
| Equity capital | 96,948,000 | 99,897,000 | 104,350,000 | 105,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,252,000 | 29,095,000 | 44,488,000 | 60,340,000 |
| Interest expense | 4,144,000 | 8,320,000 | 12,556,000 | 16,673,000 |
| Net interest income | 10,108,000 | 20,775,000 | 31,932,000 | 43,667,000 |
| Noninterest income | 3,144,000 | 6,010,000 | 8,962,000 | 12,080,000 |
| Noninterest expense | 9,639,000 | 19,629,000 | 29,969,000 | 41,343,000 |
| Provision for loan losses | 300,000 | 600,000 | 560,000 | 747,000 |
| Pretax income | 2,873,000 | 6,116,000 | 9,885,000 | 13,198,000 |
| Income tax | 523,000 | 1,146,000 | 1,878,000 | 2,543,000 |
| Net income | 2,350,000 | 4,970,000 | 8,007,000 | 10,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,041,000 | 97,443,000 | 99,957,000 | 99,802,000 |
| Total capital | 103,173,000 | 105,850,000 | 108,337,000 | 108,349,000 |
| Risk-weighted assets | 847,088,000 | 868,777,000 | 852,345,000 | 884,029,000 |