Call reports 2004

FORWARD BANK — 2004

Name: FORWARD BANK — FFIEC call report 2004
Creator: FORWARD BANK

What FORWARD BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/93c42d7c-966b-4436-8de6-3b3d7ab821d4/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	141,935,000	143,507,000	149,162,000	154,543,000
Total loans	118,402,000	118,270,000	123,837,000	126,751,000
Allowance for loan losses	744,000	783,000	759,000	697,000
Securities available for sale	0	0	0	0
Securities held to maturity	5,082,000	6,062,000	6,553,000	6,547,000
Trading assets	0	0	0	0
Total deposits	109,418,000	110,084,000	113,165,000	114,976,000
Interest-bearing deposits	102,669,000	102,770,000	103,801,000	103,379,000
Noninterest-bearing deposits	6,749,000	7,314,000	9,364,000	11,597,000
Equity capital	25,013,000	25,655,000	26,154,000	26,606,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,990,000	3,984,000	5,962,000	8,000,000
Interest expense	648,000	1,254,000	1,867,000	2,543,000
Net interest income	1,342,000	2,730,000	4,095,000	5,457,000
Noninterest income	225,000	603,000	791,000	952,000
Noninterest expense	827,000	1,529,000	2,240,000	2,994,000
Provision for loan losses	120,000	165,000	210,000	255,000
Pretax income	620,000	1,655,000	2,452,000	3,176,000
Income tax	229,000	622,000	920,000	1,192,000
Net income	391,000	1,033,000	1,532,000	1,984,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	25,013,000	25,638,000	26,137,000	26,589,000
Total capital	25,757,000	26,421,000	26,896,000	27,286,000
Risk-weighted assets	98,364,000	108,630,000	140,719,000	143,112,000