Call reports 2003

FORWARD BANK — 2003

Name: FORWARD BANK — FFIEC call report 2003
Creator: FORWARD BANK

What FORWARD BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/93c42d7c-966b-4436-8de6-3b3d7ab821d4/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	127,086,000	130,632,000	135,890,000	140,920,000
Total loans	104,932,000	111,285,000	117,969,000	118,495,000
Allowance for loan losses	632,000	673,000	694,000	739,000
Securities available for sale	0	0	0	0
Securities held to maturity	5,180,000	4,658,000	5,109,000	5,096,000
Trading assets	0	0	0	0
Total deposits	100,190,000	102,791,000	105,821,000	108,799,000
Interest-bearing deposits	94,054,000	96,524,000	99,930,000	102,429,000
Noninterest-bearing deposits	6,136,000	6,267,000	5,891,000	6,370,000
Equity capital	22,984,000	23,602,000	24,093,000	24,622,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,952,000	3,857,000	5,787,000	7,823,000
Interest expense	729,000	1,395,000	2,147,000	2,843,000
Net interest income	1,223,000	2,462,000	3,640,000	4,980,000
Noninterest income	285,000	694,000	1,016,000	1,261,000
Noninterest expense	648,000	1,261,000	1,929,000	2,623,000
Provision for loan losses	42,000	86,000	131,000	176,000
Pretax income	818,000	1,809,000	2,596,000	3,443,000
Income tax	329,000	702,000	998,000	1,316,000
Net income	489,000	1,107,000	1,598,000	2,127,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	22,984,000	23,602,000	24,093,000	24,622,000
Total capital	23,616,000	24,275,000	24,787,000	25,361,000
Risk-weighted assets	78,444,000	85,019,000	92,956,000	103,897,000