Call reports 2001
FORWARD BANK — 2001
What FORWARD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,408,000 | 123,883,000 | 122,456,000 | 119,893,000 |
| Total loans | 108,618,000 | 107,420,000 | 108,236,000 | 104,065,000 |
| Allowance for loan losses | 413,000 | 421,000 | 445,000 | 483,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,868,000 | 4,825,000 | 4,794,000 | 5,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,421,000 | 87,482,000 | 89,311,000 | 89,388,000 |
| Interest-bearing deposits | 80,872,000 | 83,469,000 | 85,864,000 | 85,422,000 |
| Noninterest-bearing deposits | 3,549,000 | 4,013,000 | 3,447,000 | 3,966,000 |
| Equity capital | 19,559,000 | 19,842,000 | 20,176,000 | 20,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,533,000 | 6,782,000 | 8,946,000 |
| Interest expense | 1,383,000 | 2,743,000 | 4,017,000 | 5,143,000 |
| Net interest income | 895,000 | 1,790,000 | 2,765,000 | 3,803,000 |
| Noninterest income | 82,000 | 178,000 | 288,000 | 485,000 |
| Noninterest expense | 548,000 | 1,047,000 | 1,559,000 | 2,091,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | 150,000 |
| Pretax income | 392,000 | 846,000 | 1,382,000 | 2,047,000 |
| Income tax | 132,000 | 303,000 | 505,000 | 755,000 |
| Net income | 260,000 | 543,000 | 877,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,559,000 | 19,842,000 | 20,176,000 | 20,591,000 |
| Total capital | 19,972,000 | 20,263,000 | 20,621,000 | 21,074,000 |
| Risk-weighted assets | 76,035,000 | 75,734,000 | 75,100,000 | 74,099,000 |