Call reports 2014
HAMLIN NATIONAL BANK — 2014
What HAMLIN NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,013,000 | 98,650,000 | 98,090,000 | 97,106,000 |
| Total loans | 35,897,000 | 35,871,000 | 35,811,000 | 36,120,000 |
| Allowance for loan losses | 756,000 | 747,000 | 431,000 | 398,000 |
| Securities available for sale | 49,663,000 | 52,419,000 | 52,126,000 | 50,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,685,000 | 81,773,000 | 80,922,000 | 79,847,000 |
| Interest-bearing deposits | 56,013,000 | 56,404,000 | 56,249,000 | 54,344,000 |
| Noninterest-bearing deposits | 26,672,000 | 25,369,000 | 24,672,000 | 25,503,000 |
| Equity capital | 15,463,000 | 16,000,000 | 16,309,000 | 16,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,695,000 | 2,555,000 | 3,415,000 |
| Interest expense | 72,000 | 144,000 | 215,000 | 284,000 |
| Net interest income | 843,000 | 1,551,000 | 2,340,000 | 3,131,000 |
| Noninterest income | 214,000 | 363,000 | 498,000 | 635,000 |
| Noninterest expense | 688,000 | 1,337,000 | 1,986,000 | 2,821,000 |
| Provision for loan losses | 25,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 473,000 | 578,000 | 853,000 | 980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 578,000 | 853,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,601,000 | 15,525,000 | 15,800,000 | 15,628,000 |
| Total capital | 16,238,000 | 16,161,000 | 16,231,000 | 16,026,000 |
| Risk-weighted assets | 50,869,000 | 50,731,000 | 50,588,000 | 50,696,000 |