Call reports 2008
HAMLIN NATIONAL BANK — 2008
What HAMLIN NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 98,827,000 | 97,188,000 | 94,571,000 | 92,815,000 |
| Total loans | 50,625,000 | 52,988,000 | 54,844,000 | 54,255,000 |
| Allowance for loan losses | 1,495,000 | 1,430,000 | 1,654,000 | 1,558,000 |
| Securities available for sale | 33,068,000 | 32,677,000 | 26,750,000 | 25,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,386,000 | 82,204,000 | 79,418,000 | 77,586,000 |
| Interest-bearing deposits | 61,154,000 | 58,990,000 | 57,768,000 | 56,909,000 |
| Noninterest-bearing deposits | 22,232,000 | 23,214,000 | 21,650,000 | 20,677,000 |
| Equity capital | 14,183,000 | 13,375,000 | 13,895,000 | 13,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 2,953,000 | 4,325,000 | 5,646,000 |
| Interest expense | 481,000 | 901,000 | 1,245,000 | 1,506,000 |
| Net interest income | 1,052,000 | 2,052,000 | 3,080,000 | 4,140,000 |
| Noninterest income | 168,000 | 334,000 | 506,000 | 672,000 |
| Noninterest expense | 651,000 | 1,274,000 | 1,950,000 | 2,772,000 |
| Provision for loan losses | 143,000 | 332,000 | 475,000 | 977,000 |
| Pretax income | 438,000 | 792,000 | 1,199,000 | 1,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 438,000 | 792,000 | 1,199,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,662,000 | 13,641,000 | 13,848,000 | 13,469,000 |
| Total capital | 14,440,000 | 14,425,000 | 14,645,000 | 14,260,000 |
| Risk-weighted assets | 61,550,000 | 62,110,000 | 62,901,000 | 62,474,000 |