Call reports 2007
HAMLIN NATIONAL BANK — 2007
What HAMLIN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,268,000 | 90,586,000 | 98,778,000 | 96,872,000 |
| Total loans | 57,358,000 | 54,233,000 | 56,788,000 | 56,249,000 |
| Allowance for loan losses | 1,725,000 | 1,765,000 | 1,181,000 | 1,373,000 |
| Securities available for sale | 15,825,000 | 20,344,000 | 23,791,000 | 22,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,461,000 | 76,473,000 | 83,975,000 | 81,762,000 |
| Interest-bearing deposits | 56,521,000 | 55,035,000 | 60,598,000 | 57,308,000 |
| Noninterest-bearing deposits | 17,940,000 | 21,438,000 | 23,377,000 | 24,454,000 |
| Equity capital | 12,618,000 | 12,843,000 | 13,422,000 | 13,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,137,000 | 4,793,000 | 6,441,000 |
| Interest expense | 510,000 | 1,028,000 | 1,555,000 | 2,075,000 |
| Net interest income | 1,047,000 | 2,109,000 | 3,238,000 | 4,366,000 |
| Noninterest income | 237,000 | 444,000 | 635,000 | 818,000 |
| Noninterest expense | 681,000 | 1,347,000 | 2,074,000 | 2,950,000 |
| Provision for loan losses | 485,000 | 590,000 | 695,000 | 1,000,000 |
| Pretax income | 118,000 | 616,000 | 1,104,000 | 1,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 616,000 | 1,104,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,767,000 | 13,116,000 | 13,429,000 | 13,225,000 |
| Total capital | 13,593,000 | 13,916,000 | 14,261,000 | 14,057,000 |
| Risk-weighted assets | 65,151,000 | 63,003,000 | 66,172,000 | 66,001,000 |