Call reports 2006
HAMLIN NATIONAL BANK — 2006
What HAMLIN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 92,840,000 | 90,493,000 | 89,917,000 | 87,800,000 |
| Total loans | 57,098,000 | 58,939,000 | 58,097,000 | 56,095,000 |
| Allowance for loan losses | 1,653,000 | 1,761,000 | 1,377,000 | 1,351,000 |
| Securities available for sale | 20,922,000 | 18,988,000 | 17,904,000 | 16,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,665,000 | 76,475,000 | 75,292,000 | 74,050,000 |
| Interest-bearing deposits | 53,948,000 | 53,461,000 | 53,652,000 | 54,108,000 |
| Noninterest-bearing deposits | 24,717,000 | 23,014,000 | 21,640,000 | 19,942,000 |
| Equity capital | 12,756,000 | 12,918,000 | 13,159,000 | 12,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,010,000 | 4,579,000 | 6,101,000 |
| Interest expense | 400,000 | 813,000 | 1,265,000 | 1,736,000 |
| Net interest income | 1,107,000 | 2,197,000 | 3,314,000 | 4,365,000 |
| Noninterest income | 230,000 | 447,000 | 647,000 | 879,000 |
| Noninterest expense | 621,000 | 1,246,000 | 1,872,000 | 2,693,000 |
| Provision for loan losses | 137,000 | 239,000 | 627,000 | 1,629,000 |
| Pretax income | 579,000 | 1,159,000 | 1,464,000 | 924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 579,000 | 1,159,000 | 1,464,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,130,000 | 13,360,000 | 13,465,000 | 12,649,000 |
| Total capital | 13,955,000 | 14,198,000 | 14,296,000 | 13,453,000 |
| Risk-weighted assets | 65,149,000 | 66,088,000 | 65,945,000 | 63,812,000 |