Call reports 2005
HAMLIN NATIONAL BANK — 2005
What HAMLIN NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 92,953,000 | 86,627,000 | 89,580,000 | 89,592,000 |
| Total loans | 51,298,000 | 50,423,000 | 57,536,000 | 57,558,000 |
| Allowance for loan losses | 1,575,000 | 1,640,000 | 1,675,000 | 1,604,000 |
| Securities available for sale | 27,672,000 | 28,350,000 | 19,681,000 | 19,370,000 |
| Securities held to maturity | 65,000 | 65,000 | 65,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,440,000 | 72,634,000 | 75,213,000 | 76,123,000 |
| Interest-bearing deposits | 58,292,000 | 53,402,000 | 53,195,000 | 52,898,000 |
| Noninterest-bearing deposits | 21,148,000 | 19,232,000 | 22,018,000 | 23,225,000 |
| Equity capital | 12,539,000 | 12,755,000 | 13,046,000 | 12,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 2,772,000 | 4,146,000 | 5,473,000 |
| Interest expense | 232,000 | 486,000 | 777,000 | 1,119,000 |
| Net interest income | 1,219,000 | 2,286,000 | 3,369,000 | 4,354,000 |
| Noninterest income | 190,000 | 418,000 | 641,000 | 849,000 |
| Noninterest expense | 580,000 | 1,202,000 | 1,821,000 | 2,610,000 |
| Provision for loan losses | 51,000 | 198,000 | 273,000 | 1,098,000 |
| Pretax income | 778,000 | 1,283,000 | 1,830,000 | 1,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 778,000 | 1,283,000 | 1,830,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,870,000 | 12,976,000 | 13,293,000 | 12,551,000 |
| Total capital | 13,639,000 | 13,720,000 | 14,111,000 | 13,374,000 |
| Risk-weighted assets | 60,721,000 | 58,590,000 | 64,554,000 | 65,088,000 |