Call reports 2004
HAMLIN NATIONAL BANK — 2004
What HAMLIN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 90,083,000 | 87,304,000 | 84,708,000 | 85,054,000 |
| Total loans | 48,319,000 | 48,465,000 | 52,463,000 | 52,837,000 |
| Allowance for loan losses | 1,266,000 | 1,342,000 | 1,425,000 | 1,520,000 |
| Securities available for sale | 27,268,000 | 25,795,000 | 19,406,000 | 19,138,000 |
| Securities held to maturity | 301,000 | 300,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,362,000 | 74,465,000 | 71,318,000 | 71,978,000 |
| Interest-bearing deposits | 60,807,000 | 58,286,000 | 52,858,000 | 52,100,000 |
| Noninterest-bearing deposits | 15,555,000 | 16,179,000 | 18,460,000 | 19,878,000 |
| Equity capital | 12,509,000 | 11,785,000 | 12,442,000 | 12,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,325,000 | 3,506,000 | 4,706,000 |
| Interest expense | 217,000 | 429,000 | 629,000 | 824,000 |
| Net interest income | 968,000 | 1,896,000 | 2,877,000 | 3,882,000 |
| Noninterest income | 184,000 | 355,000 | 550,000 | 734,000 |
| Noninterest expense | 553,000 | 1,210,000 | 1,800,000 | 2,594,000 |
| Provision for loan losses | 63,000 | 126,000 | 234,000 | 342,000 |
| Pretax income | 537,000 | 916,000 | 1,393,000 | 1,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 916,000 | 1,393,000 | 1,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,999,000 | 12,078,000 | 12,330,000 | 12,092,000 |
| Total capital | 12,730,000 | 12,807,000 | 13,088,000 | 12,856,000 |
| Risk-weighted assets | 57,909,000 | 57,671,000 | 59,937,000 | 60,348,000 |