Call reports 2003
HAMLIN NATIONAL BANK — 2003
What HAMLIN NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 75,507,000 | 81,986,000 | 84,739,000 | 86,533,000 |
| Total loans | 44,344,000 | 44,368,000 | 47,377,000 | 50,927,000 |
| Allowance for loan losses | 1,077,000 | 1,155,000 | 1,239,000 | 1,181,000 |
| Securities available for sale | 15,016,000 | 15,744,000 | 17,518,000 | 20,245,000 |
| Securities held to maturity | 985,000 | 984,000 | 733,000 | 731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,370,000 | 68,539,000 | 71,593,000 | 73,818,000 |
| Interest-bearing deposits | 49,790,000 | 54,947,000 | 55,780,000 | 57,477,000 |
| Noninterest-bearing deposits | 12,580,000 | 13,592,000 | 15,813,000 | 16,341,000 |
| Equity capital | 12,205,000 | 12,330,000 | 12,329,000 | 11,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,234,000 | 3,380,000 | 4,502,000 |
| Interest expense | 221,000 | 445,000 | 652,000 | 865,000 |
| Net interest income | 913,000 | 1,789,000 | 2,728,000 | 3,637,000 |
| Noninterest income | 154,000 | 302,000 | 477,000 | 655,000 |
| Noninterest expense | 546,000 | 1,060,000 | 1,631,000 | 2,344,000 |
| Provision for loan losses | 78,000 | 156,000 | 234,000 | 312,000 |
| Pretax income | 443,000 | 875,000 | 1,340,000 | 1,636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 875,000 | 1,340,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,629,000 | 11,661,000 | 11,966,000 | 11,462,000 |
| Total capital | 12,289,000 | 12,329,000 | 12,674,000 | 12,217,000 |
| Risk-weighted assets | 52,365,000 | 52,975,000 | 56,137,000 | 59,955,000 |