Call reports 2002
HAMLIN NATIONAL BANK — 2002
What HAMLIN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,842,000 | 72,525,000 | 72,097,000 | 75,191,000 |
| Total loans | 42,229,000 | 40,635,000 | 44,203,000 | 46,922,000 |
| Allowance for loan losses | 1,240,000 | 1,228,000 | 1,175,000 | 931,000 |
| Securities available for sale | 17,666,000 | 19,091,000 | 17,669,000 | 15,447,000 |
| Securities held to maturity | 2,208,000 | 1,722,000 | 1,435,000 | 1,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,995,000 | 59,707,000 | 58,761,000 | 62,255,000 |
| Interest-bearing deposits | 48,716,000 | 48,285,000 | 48,022,000 | 49,424,000 |
| Noninterest-bearing deposits | 12,279,000 | 11,422,000 | 10,739,000 | 12,831,000 |
| Equity capital | 11,686,000 | 11,819,000 | 12,163,000 | 11,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,437,000 | 3,592,000 | 4,696,000 |
| Interest expense | 286,000 | 563,000 | 828,000 | 1,078,000 |
| Net interest income | 1,005,000 | 1,874,000 | 2,764,000 | 3,618,000 |
| Noninterest income | 144,000 | 295,000 | 451,000 | 624,000 |
| Noninterest expense | 539,000 | 1,082,000 | 1,635,000 | 2,294,000 |
| Provision for loan losses | 110,000 | 245,000 | 405,000 | 645,000 |
| Pretax income | 500,000 | 842,000 | 1,175,000 | 1,303,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 29,000 |
| Net income | 493,000 | 827,000 | 1,153,000 | 1,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,405,000 | 11,339,000 | 11,565,000 | 11,186,000 |
| Total capital | 12,024,000 | 11,950,000 | 12,204,000 | 11,872,000 |
| Risk-weighted assets | 48,930,000 | 48,235,000 | 51,157,000 | 54,646,000 |