Call reports 2003
MALDEN STATE BANK, THE — 2003
What MALDEN STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,536,000 | 13,595,000 | 13,101,000 | 13,258,000 |
| Total loans | 6,068,000 | 6,083,000 | 6,325,000 | 7,074,000 |
| Allowance for loan losses | 156,000 | 156,000 | 156,000 | 156,000 |
| Securities available for sale | 4,381,000 | 4,675,000 | 4,781,000 | 4,458,000 |
| Securities held to maturity | 169,000 | 169,000 | 169,000 | 169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,492,000 | 11,547,000 | 11,068,000 | 11,176,000 |
| Interest-bearing deposits | 10,428,000 | 10,377,000 | 10,133,000 | 10,096,000 |
| Noninterest-bearing deposits | 1,064,000 | 1,170,000 | 935,000 | 1,080,000 |
| Equity capital | 1,787,000 | 1,780,000 | 1,755,000 | 1,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 338,000 | 501,000 | 669,000 |
| Interest expense | 56,000 | 108,000 | 157,000 | 203,000 |
| Net interest income | 120,000 | 230,000 | 344,000 | 466,000 |
| Noninterest income | 16,000 | 31,000 | 50,000 | 67,000 |
| Noninterest expense | 78,000 | 165,000 | 252,000 | 340,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 58,000 | 96,000 | 140,000 | 191,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 58,000 | 96,000 | 140,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,661,000 | 1,663,000 | 1,679,000 | 1,728,000 |
| Total capital | 1,752,000 | 1,762,000 | 1,780,000 | 1,835,000 |
| Risk-weighted assets | 7,245,000 | 7,878,000 | 8,000,000 | 8,514,000 |