Call reports 2002
MALDEN STATE BANK, THE — 2002
What MALDEN STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,841,000 | 13,268,000 | 13,411,000 | 13,873,000 |
| Total loans | 6,443,000 | 6,075,000 | 6,358,000 | 6,309,000 |
| Allowance for loan losses | 156,000 | 156,000 | 156,000 | 156,000 |
| Securities available for sale | 4,842,000 | 4,948,000 | 4,744,000 | 5,266,000 |
| Securities held to maturity | 179,000 | 179,000 | 179,000 | 179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,898,000 | 11,249,000 | 11,340,000 | 11,770,000 |
| Interest-bearing deposits | 10,408,000 | 9,952,000 | 10,016,000 | 10,343,000 |
| Noninterest-bearing deposits | 1,490,000 | 1,297,000 | 1,324,000 | 1,427,000 |
| Equity capital | 1,699,000 | 1,771,000 | 1,819,000 | 1,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 416,000 | 611,000 | 804,000 |
| Interest expense | 85,000 | 166,000 | 241,000 | 311,000 |
| Net interest income | 123,000 | 250,000 | 370,000 | 493,000 |
| Noninterest income | 17,000 | 37,000 | 54,000 | 71,000 |
| Noninterest expense | 90,000 | 177,000 | 261,000 | 360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 111,000 | 164,000 | 205,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 51,000 | 111,000 | 164,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,639,000 | 1,651,000 | 1,680,000 | 1,719,000 |
| Total capital | 1,734,000 | 1,743,000 | 1,774,000 | 1,813,000 |
| Risk-weighted assets | 7,542,000 | 7,319,000 | 7,455,000 | 7,486,000 |