Call reports 2001
MALDEN STATE BANK, THE — 2001
What MALDEN STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,894,000 | 13,199,000 | 12,952,000 | 13,489,000 |
| Total loans | 6,213,000 | 6,250,000 | 6,287,000 | 6,653,000 |
| Allowance for loan losses | 132,000 | 156,000 | 156,000 | 156,000 |
| Securities available for sale | 4,570,000 | 4,847,000 | 4,630,000 | 4,412,000 |
| Securities held to maturity | 189,000 | 189,000 | 189,000 | 189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,945,000 | 11,233,000 | 10,898,000 | 11,483,000 |
| Interest-bearing deposits | 9,652,000 | 9,905,000 | 9,638,000 | 10,002,000 |
| Noninterest-bearing deposits | 1,293,000 | 1,328,000 | 1,260,000 | 1,481,000 |
| Equity capital | 1,675,000 | 1,686,000 | 1,762,000 | 1,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 460,000 | 684,000 | 908,000 |
| Interest expense | 118,000 | 233,000 | 341,000 | 441,000 |
| Net interest income | 115,000 | 227,000 | 343,000 | 467,000 |
| Noninterest income | 16,000 | 33,000 | 47,000 | 64,000 |
| Noninterest expense | 91,000 | 179,000 | 263,000 | 354,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 87,000 | 133,000 | 187,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 40,000 | 87,000 | 133,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,614,000 | 1,623,000 | 1,639,000 | 1,691,000 |
| Total capital | 1,703,000 | 1,714,000 | 1,731,000 | 1,787,000 |
| Risk-weighted assets | 7,100,000 | 7,193,000 | 7,288,000 | 7,595,000 |