Call reports 2015
ALLIANCE BANK — 2015
What ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 653,124,000 | 647,520,000 | 663,267,000 | 675,807,000 |
| Total loans | 279,600,000 | 292,148,000 | 300,097,000 | 311,337,000 |
| Allowance for loan losses | 5,518,000 | 5,438,000 | 5,399,000 | 5,268,000 |
| Securities available for sale | 312,731,000 | 290,322,000 | 313,162,000 | 314,441,000 |
| Securities held to maturity | 1,330,000 | 1,330,000 | 1,280,000 | 1,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,028,000 | 575,878,000 | 570,773,000 | 588,682,000 |
| Interest-bearing deposits | 472,406,000 | 465,563,000 | 458,977,000 | 472,748,000 |
| Noninterest-bearing deposits | 109,622,000 | 110,315,000 | 111,796,000 | 115,934,000 |
| Equity capital | 62,542,000 | 62,731,000 | 63,560,000 | 63,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,903,000 | 9,655,000 | 14,514,000 | 19,581,000 |
| Interest expense | 508,000 | 1,019,000 | 1,517,000 | 2,019,000 |
| Net interest income | 4,395,000 | 8,636,000 | 12,997,000 | 17,562,000 |
| Noninterest income | 2,068,000 | 4,168,000 | 6,290,000 | 9,264,000 |
| Noninterest expense | 4,959,000 | 10,131,000 | 15,440,000 | 20,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,503,000 | 2,781,000 | 4,069,000 | 6,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,503,000 | 2,781,000 | 4,069,000 | 6,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,174,000 | 59,951,000 | 60,588,000 | 61,788,000 |
| Total capital | 63,663,000 | 64,606,000 | 65,303,000 | 66,651,000 |
| Risk-weighted assets | 357,468,000 | 371,655,000 | 376,492,000 | 388,605,000 |