Call reports 2014
ALLIANCE BANK — 2014
What ALLIANCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 619,315,000 | 624,739,000 | 626,393,000 | 642,920,000 |
| Total loans | 281,440,000 | 287,684,000 | 279,686,000 | 274,830,000 |
| Allowance for loan losses | 5,673,000 | 5,641,000 | 5,574,000 | 5,518,000 |
| Securities available for sale | 276,588,000 | 281,567,000 | 291,182,000 | 311,243,000 |
| Securities held to maturity | 1,330,000 | 1,330,000 | 1,330,000 | 1,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,697,000 | 557,314,000 | 558,259,000 | 573,414,000 |
| Interest-bearing deposits | 460,531,000 | 456,192,000 | 454,011,000 | 465,003,000 |
| Noninterest-bearing deposits | 94,166,000 | 101,122,000 | 104,248,000 | 108,411,000 |
| Equity capital | 55,642,000 | 58,060,000 | 58,598,000 | 60,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,993,000 | 10,068,000 | 15,092,000 | 20,106,000 |
| Interest expense | 525,000 | 1,054,000 | 1,565,000 | 2,079,000 |
| Net interest income | 4,468,000 | 9,014,000 | 13,527,000 | 18,027,000 |
| Noninterest income | 2,207,000 | 4,319,000 | 6,541,000 | 8,803,000 |
| Noninterest expense | 4,867,000 | 9,757,000 | 14,720,000 | 19,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,837,000 | 3,618,000 | 5,380,000 | 7,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,837,000 | 3,618,000 | 5,380,000 | 7,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,199,000 | 56,274,000 | 57,172,000 | 58,186,000 |
| Total capital | 59,268,000 | 60,413,000 | 61,252,000 | 62,258,000 |
| Risk-weighted assets | 323,881,000 | 329,324,000 | 324,634,000 | 324,085,000 |