Call reports 2013
ALLIANCE BANK — 2013
What ALLIANCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 584,338,000 | 580,105,000 | 578,803,000 | 594,523,000 |
| Total loans | 283,287,000 | 282,241,000 | 284,479,000 | 282,326,000 |
| Allowance for loan losses | 6,237,000 | 6,173,000 | 5,868,000 | 5,669,000 |
| Securities available for sale | 241,943,000 | 244,079,000 | 243,897,000 | 256,323,000 |
| Securities held to maturity | 1,330,000 | 1,330,000 | 1,330,000 | 1,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,270,000 | 519,545,000 | 517,257,000 | 529,203,000 |
| Interest-bearing deposits | 434,731,000 | 433,344,000 | 427,993,000 | 442,023,000 |
| Noninterest-bearing deposits | 85,539,000 | 86,201,000 | 89,264,000 | 87,180,000 |
| Equity capital | 55,070,000 | 51,553,000 | 52,103,000 | 53,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,944,000 | 9,727,000 | 14,608,000 | 19,727,000 |
| Interest expense | 611,000 | 1,194,000 | 1,734,000 | 2,253,000 |
| Net interest income | 4,333,000 | 8,533,000 | 12,874,000 | 17,474,000 |
| Noninterest income | 2,202,000 | 4,442,000 | 6,549,000 | 8,907,000 |
| Noninterest expense | 4,865,000 | 9,823,000 | 14,759,000 | 19,717,000 |
| Provision for loan losses | 319,000 | 319,000 | 319,000 | 319,000 |
| Pretax income | 1,464,000 | 2,947,000 | 4,459,000 | 6,459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,464,000 | 2,947,000 | 4,459,000 | 6,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,491,000 | 52,086,000 | 53,069,000 | 54,002,000 |
| Total capital | 55,435,000 | 56,037,000 | 57,039,000 | 58,003,000 |
| Risk-weighted assets | 311,893,000 | 313,448,000 | 315,695,000 | 318,472,000 |