Call reports 2012
ALLIANCE BANK — 2012
What ALLIANCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 551,836,000 | 558,442,000 | 567,250,000 | 571,933,000 |
| Total loans | 297,154,000 | 296,248,000 | 292,737,000 | 285,212,000 |
| Allowance for loan losses | 5,247,000 | 5,275,000 | 5,508,000 | 5,936,000 |
| Securities available for sale | 197,441,000 | 213,667,000 | 219,593,000 | 228,944,000 |
| Securities held to maturity | 1,330,000 | 1,330,000 | 1,330,000 | 1,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,427,000 | 496,889,000 | 502,698,000 | 508,835,000 |
| Interest-bearing deposits | 421,264,000 | 418,843,000 | 421,847,000 | 430,055,000 |
| Noninterest-bearing deposits | 73,163,000 | 78,046,000 | 80,851,000 | 78,780,000 |
| Equity capital | 49,194,000 | 51,532,000 | 55,290,000 | 54,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,538,000 | 11,019,000 | 16,454,000 | 21,582,000 |
| Interest expense | 782,000 | 1,523,000 | 2,211,000 | 2,815,000 |
| Net interest income | 4,756,000 | 9,496,000 | 14,243,000 | 18,767,000 |
| Noninterest income | 2,176,000 | 4,380,000 | 6,479,000 | 8,706,000 |
| Noninterest expense | 5,030,000 | 10,017,000 | 15,053,000 | 19,839,000 |
| Provision for loan losses | 757,000 | 1,530,000 | 2,312,000 | 3,043,000 |
| Pretax income | 1,155,000 | 2,372,000 | 3,472,000 | 4,721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,155,000 | 2,372,000 | 3,472,000 | 4,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,502,000 | 46,865,000 | 50,360,000 | 50,477,000 |
| Total capital | 48,372,000 | 50,746,000 | 54,258,000 | 54,344,000 |
| Risk-weighted assets | 307,092,000 | 307,395,000 | 308,222,000 | 305,703,000 |